I believe that everyone deserves access to the best property loan options available. My mission is to help my clients navigate the complex world of property loans with ease and confidence. With my expert advice and personalized service, I strive to make the mortgage process as stress-free as possible.
“My holistic approach ensures tailored mortgage packages for first-time buyers and those seeking refinancing. Let me guide you through the mortgage landscape.”
I am Mortgage King!
Welcome to UNBEATABLE MORTGAGE! I’m Jason, The MORTGAGE KING.
- Multiple property Owner & Investor
- Singapore Accredited Mortgage Planner (SAMP)
- Professional Certificate in Real Estate Investing (SMU)
- Certificate in Real Estate Valuation (Singapore Polytechnic & REDAS)
- Diploma in Wealth Management (IPMA, UK)
Frequently Asked Questions (FAQs)
The easiest way is to contact us for a non-obligatory, free desktop loan assessment to have a better idea of your financial ability for a property loan.
As mortgage broker, we have a panel of major banks we partner from which we are able to compare the loan rates and packages and provide unbias recommendation on which suits your needs. Unlike a bank, which is only able to provide their own bank’s mortgage rates and packages, we provide you with more choices and options.
It is optional to have Mortgage Insurance however the premiums are reasonably price relative to the amount of coverage you are assured. It is wise and vital to have this protection for your loved ones against huge property repayment should anything happen to you.
It depends on the current interest rate environment and where interest rate may potentially head to in the near future. When interest rates are low, one might consider a fixed rate package to lock in the low rates. When interest rates are considerably high and have indication of declining, a floating rate may be more suitable to ride the interest rate wave down.
For residential property loans, the approval process typically takes 2 to 3 weeks. For commercial/industrial property loans, the approval process may take 3 to 6 weeks. There are many factors which may affect the approval duration such as completeness of required documents, number of borrowers, complexity of borrowers’ credit facilities etc.
We have helped clients with bad credit score/ unemployed/ old-aged etc obtain property loans. There are special circumstances where one may still qualify so it is best to speak to us.
There are ways to help our clients obtain a higher loan quantum. We can only advice so after having a discussion with yourself to better understand your financial standing, property and circumstantial needs.
There are times where it still make financial sense for one to refinance even when there is an intention to sell the property. It depends on your holding period, penalty waiver etc. It is best to speak to us so we can understand your situation better.
An appropriate time to review refinancing your property loan is approximately 3 months before your lock-in period ends.
Lucky you! Our service is entirely free to you as we are directly compensated by the banks. We simply ask for your commitment and responsiveness in return, ensuring a mutually beneficial partnership.
has been established for more than 3 years and we have served over more than 200+ clients and transacted more than $300mil+ of property loans. We take a holistic approach to advicing our clients on their mortgage needs, and are dedicated to helping them obtain the most suitable mortgage package possible. Whether you are a first-time property buyer, or looking to refinance, we shall guide you through the mortgage landscape.